Private by default
Every API request checks your identity, and every financial record is scoped to its owner.
Free public beta
Plan today. See where your money is taking you.
A fully working manual budgeting system for spending, credit, savings goals, forecasts, and net worth. Live bank connections and paid plans are prepared for a later launch but disabled while Northstar is free.
Anyone can create an account. Your private financial workspace still requires a secure sign-in.
Northstar snapshot
Your full picture
Monthly savings
$1,248
Net worth
$42,860
Credit utilization
18%
Bills covered
100%
Now12-month forecast
Functional without banks
Manual transactions, budgets, goals, cards, forecasts, exports, and restores all work without sharing bank credentials.
Launch-ready architecture
Paid billing and consent-based Canadian bank connections are isolated behind explicit release switches for a future launch.